Insurance

The world's marketplace for risk transfer

The UK's offer

  • The world’s largest commercial and specialist (re)insurance market
  • World-leading expertise in specialist and complex risk management
  • Global reach – close to 70% of the London Market’s business comes from companies outside the UK
  • Home to Lloyd’s of London and over 350 brokerage and insurance firms, offering companies flexibility and choice
  • Access to deep pools of capital, talent, innovation and technology ecosystem

Future-focused risk management

The UK is home to the most dynamic and innovative insurance market. Its commercial specialty (re)insurance market  – the London Market – is the largest globally and the destination of choice for mitigating and managing complex risk.  

London’s reach enables it to serve insurance needs in any location. Close to 70% of the London Market’s premium is sourced outside of the UK.

The London Market is home to the world-renowned Lloyd’s of London as well as over 350 brokerage and insurance firms, offering companies flexibility and choice. 

The London Market’s world-leading expertise and deep pools of capital mean it is capable of insuring a wide range of established and emerging risks. For more than a century it has been providing protection against climate-related risks. It has since expanded its offerings to include risks related to AI, cybersecurity, geopolitical events, and supply chain management. 

US $159bn

of premiums written by the London Market – the largest global hub

43%

of all aviation, energy and marine insurance worldwide provided by the UK market

Top 20

London is the only place where every top 20 insurance and reinsurance firms has a presence

8%

of total global (re)insurance market was controlled by the London market in 2022, making it the largest underwriting centre in the world

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Innovating Insurance

Innovating Insurance

Discover how we work with the insurance industry

UK’s commercial speciality (re)insurance sector (the London Market) is the destination of choice for mitigating and managing risk. The City of London Corporation is committed to reinforce and foster this message through its insurance focus work. We are pleased to be working together with the Insurance Steering Board of industry leaders in supporting the London risk market on its growth journey.

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Leading innovation in the sector

The London Market delivers innovative solutions to a wide range of insurance needs.

Securing business operations against cyber risk

With nearly 600 cybersecurity product and service providers, London has a unique concentration of cybersecurity and underwriting expertise which makes it a natural hub for cyber risk.

Securing business operations against cyber risk

Insuring companies against natural catastrophe risks

Across the world, there is a significant level of uninsured risk in the event of extreme weather. The London Market offers solutions for climate risks that many domestic markets are unable to insure.

Insuring companies against natural catastrophe risks

Offering protection in an increasingly uncertain world

Rising geopolitical uncertainty is exposing businesses to increased risk. London is the only market place with the appetite, knowledge and experience to take on global geopolitical risks at scale.

Offering protection in an increasingly uncertain world

Managing complex supply chains

Global supply chains are complex and opaque. The London Market’s deep knowledge of areas like marine, aviation, and energy risk make it uniquely positioned to insure against supply chain risk.

Managing complex supply chains

Safeguarding the use of AI

AI brings both benefits and unforeseen risks. The London Market’s access to a sophisticated tech ecosystem ensures it can expertly underwrite these risks and use AI tools to increase productivity.

Safeguarding the use of AI

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The inaugural Risk Summit - partnership recruitment

The inaugural Risk Summit - partnership recruitment

The future of cyber insurance

25% of all cyber insurance flows through the City of London. Discover the ambition for London to become the pre-eminent global hub for cyber insurance, the benefits this will have for the broader UK, and how the London cyber security ecosystem and insurance industry can collaborate to achieve this.

Read the full report

£17.4bn

trade surplus in insurance and pension services in 2022

One of the largest surplus of the world's major insurance economies

32%

The London Market contribution to the City’s GDP

It also employs nearly 60,000 people – the second largest workforce in the City after banking

£1.5tn

UK-based insurers

UK-based insurers hold £1.5tn in assets

Related insights

The London Market expertise at work

The London Market expertise at work

Related insights

Lloyd's

Lloyd's

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Aon

Aon

Related insights

The London Market's solutions

The London Market's solutions

"The London Market is the largest commercial and specialist insurance market in the world. We support clients with a huge number of complex deals across all types of risks – including in new technologies and climate risk – and a lot of that capital is reinsured or structured via London because of the technical ability and wide range of platforms and expertise we have at our disposal here."

Mark Parker, Head of London Global Broking Centre Aon

"The talent pool here is excellent both in insurance and technology. And there is a large pool of technical resource in the UK. It's a place that people are attracted to come and work. There's a lot of opportunity here for people"

Gethin Jones and Laurent Sabatié, Co-Founders Skyline Partners